Mode Money Managers™
ServicesInsightsAboutJoin us
India FlagInvest in IndiaDentist Financial Care
Loading experience...
Loading footer...
Mode Money
Luxury Lifestyle
Fiduciary • Independent • Trusted

Wealth withoutCompromise.

Your personal architects for financial freedom. We bridge the gap between comprehensive insurance protection and sophisticated investment growth.

0M+
Assets Under Management
0
Lives Guided
0+ Years
Combined Experience
0%
Fiduciary Commitment

Where are you in your journey?

Personalized strategies for every stage of wealth building.

The Builder

The Builder

Young Professionals

Cash flow, Own Home, Family Protection.

View Strategy
The Founder

The Founder

Business Owners

Tax efficiency, ELSS.

View Strategy
The Steward

The Steward

High-Net-Worth

Wealth preservation, Estate Freezes, Trusts.

View Strategy
The Legacy

The Legacy

Retirees

Pension Plans.

View Strategy
Our Expertise

Premier Financial Solutions

Insurance Solutions

Life, disability, and comprehensive coverage architected to shield your family's future.

Life Insurance
Disability Coverage
Critical Illness
Travel & Visitor
Explore Suite

Investment Planning

Strategic wealth building through diversified portfolios and tax-advantaged structures.

RRSP & TFSA
RESP & FHSA
Mutual Funds
Non-Registered
View Strategies

Private Advisory

Holistic planning to achieve your most ambitious life goals and generational peace of mind.

Retirement Planning
Estate Architecture
Tax Optimization
Legacy Building
Partner With Us

Wealth Projector

Visualize the power of compound growth.

$10,000
$500
20
6

Projected Future Value

$0
Based on 6% annual compounding
Client Portal

Your Wealth. Organized.

Consolidated reporting and secure document access in one pristine interface.

Bank-Level Encryption

Your data stays protected with industry-grade security.

Paperless Onboarding

Get started in minutes with secure digital signing.

Holistic View

All your accounts, policies, and documents in one place.

Portfolio Overview

Last updated: Today

Total Net Worth

$2,847,350

Recent Documents
2024 Tax Receipt - Insurance
Policy #8821 - Life Insurance
Q4 Investment Statement
Our Approach

Strategic.
Personal.
Proven.

We take the time to understand your unique goals, risk tolerance, and life aspirations before crafting a bespoke strategy.

01

Discovery & Analysis

Comprehensive review of your current financial landscape and continuous optimization of your objectives.

02

Strategy Development

Crafting a tailored roadmap that aligns investment vehicles and insurance moats with your long-term vision.

03

Implementation

Executing the plan with precision, handling all transfers, account openings, and policy underwriting seamlessly.

04

Ongoing Management

Continuous monitoring and rebalancing to adapt to market shifts and your evolving life circumstances.

Begin Your Legacy.

The first step to financial sovereignty starts with a conversation. Fill out the form, and an advisor will reach out within 24 hours.

Direct Lines

Direct: +1 (604) 503-6644Toll Free: +1 (844) 477-7733

Global Advisory

advise@modemoney.ca

Trusted by Families Across Canada

"Outstanding Financial Advice & Personalised Support! Sanjay and his team took the time to explain the different types of life insurance, pros and cons... Your advice was clear, honest, and completely tailored to our needs."
C
cariappabk
Banking Professional
"Sanjay... Thank you for all the guidance and efforts you and your team has put in to get us the best possible insurance for me and my family. Professionalism at its best."
V
Varun Mahajan
Chief Executive Officer
"Sanjay is very personable. He went above and beyond to make sure that my needs were being met."
P
Pearl Dar
Physiotherapist
"Outstanding Financial Advice & Personalised Support! Sanjay and his team took the time to explain the different types of life insurance, pros and cons... Your advice was clear, honest, and completely tailored to our needs."
C
cariappabk
Banking Professional
"Sanjay... Thank you for all the guidance and efforts you and your team has put in to get us the best possible insurance for me and my family. Professionalism at its best."
V
Varun Mahajan
Chief Executive Officer
"Sanjay is very personable. He went above and beyond to make sure that my needs were being met."
P
Pearl Dar
Physiotherapist
"Highly recommended. Saying from personal experience very knowledgeable and always thrive to give advice which is in our best interest. My experience is top notch."
T
Twisha Jariwala
Architect
"It’s a great feeling to know your financial investments are well taken care of and growing. Sanjay and his team are the best."
C
Chris Mackoruk
Director in Health and Social Services
"Money Mode Managers are superb in their services. Mr Sanjay Gupta is so helpful and spontaneous in his response."
A
Ashima Mahajan
Teacher
"Highly recommended. Saying from personal experience very knowledgeable and always thrive to give advice which is in our best interest. My experience is top notch."
T
Twisha Jariwala
Architect
"It’s a great feeling to know your financial investments are well taken care of and growing. Sanjay and his team are the best."
C
Chris Mackoruk
Director in Health and Social Services
"Money Mode Managers are superb in their services. Mr Sanjay Gupta is so helpful and spontaneous in his response."
A
Ashima Mahajan
Teacher
"After meeting sanjay I realized for the first time that there are so many ways to stay on track with our financial goals. He first understood my finances and then did a lot of research on my behalf."
A
Ankit Agarwal
Dentist
"Sanjay and Meera are the most professional people I have ever come across. They helped me in understanding all the possible investment and insurance solutions."
V
Vikas Mahajan
Marketing Director
"After meeting sanjay I realized for the first time that there are so many ways to stay on track with our financial goals. He first understood my finances and then did a lot of research on my behalf."
A
Ankit Agarwal
Dentist
"Sanjay and Meera are the most professional people I have ever come across. They helped me in understanding all the possible investment and insurance solutions."
V
Vikas Mahajan
Marketing Director
View All Google Reviews
Knowledge Base

Frequently Asked Questions

Everything you need to know about working with an independent fiduciary advisor in Canada.

Mode Money Managers™ is an independent, fiduciary financial advisory firm based in Surrey, British Columbia, Canada. Founded by Sanjay Gupta, CEA, the firm serves Canadian professionals, newcomers to Canada, business owners, and high-net-worth individuals with life insurance, disability coverage, investment planning (RRSP, TFSA, RESP), retirement planning, and estate planning.

Yes. Mode Money Managers™ operates as an independent fiduciary, meaning the firm is legally and ethically obligated to act in the client's best interest at all times. Unlike bank-employed advisors restricted to proprietary products, Mode Money Managers surveys the entire Canadian insurance and investment market to find the best solution for each client.

Mode Money Managers™ offers life insurance (term, whole life, universal life), disability insurance, critical illness insurance, super visa insurance, travel insurance, RRSP and TFSA investment planning, RESP education savings, retirement income strategies, estate planning, tax optimization, and corporate financial strategies for incorporated business owners.

Sanjay Gupta (B.Sc., MMS, CFP®, CSC, PFA™, RIS, CEA) is the founder and lead advisor at Mode Money Managers™ in Surrey, BC. He is a Certified Financial Planner (CFP®) and Advocis member with over 26 years of experience, serving clients in English, Hindi, Gujarati, Punjabi, and Marathi. Mode Money Managers Inc. holds an A+ accreditation with the Better Business Bureau and specializes in financial planning for Canadian professionals, newcomers to Canada, incorporated business owners, and high-net-worth families.

Yes. Mode Money Managers™ specializes in financial planning for newcomers to Canada, helping clients navigate the Canadian financial system including RRSP vs TFSA strategies, life insurance for newcomers, credit building, worldwide income tax obligations, and long-term wealth planning.

Super visa insurance is mandatory private medical insurance required by the Government of Canada (IRCC) for parents and grandparents visiting under the Super Visa program. It must provide a minimum of $100,000 in emergency medical coverage for at least one year from a Canadian insurer. Mode Money Managers™ provides fully compliant, refundable super visa insurance policies.

An RRSP (Registered Retirement Savings Plan) uses pre-tax contributions that reduce your taxable income now and grow tax-deferred until retirement. A TFSA (Tax-Free Savings Account) uses after-tax contributions with all growth and withdrawals completely tax-free. The optimal strategy depends on your current income, expected retirement income, and financial goals.

Mode Money Managers™ is headquartered in Surrey, British Columbia, and serves clients across Canada including Vancouver, Burnaby, Richmond, Langley, Abbotsford, Delta, and Coquitlam. The firm also serves Indian professionals and NRI clients internationally. Contact: +1 (604) 503-6644 or advise@modemoney.ca.

Yes. Mode Money Managers™ operates a dedicated practice through DentalFinancialCare.ca exclusively for Canadian dentists, dental associates, and incorporated dental clinics — including overhead expense insurance, own-occupation disability insurance, corporate life insurance, and practice succession planning.

For insurance products, Mode Money Managers™ advisors are compensated by the insurance carrier through commissions embedded in your premium, so there is no direct fee charged to the client for insurance advice. Initial consultations are always complimentary. Contact advise@modemoney.ca to get started.

Mode Money Managers™ Icon

Independent financial brokers dedicated to your prosperity. We are fiduciaries committed to transparency, trust, and tailored strategy.

Stay updated

Get our latest insights in your inbox.

Canada • Command Center

1921, Ocean Wind Dr.

Surrey, BC V4A 3M3

Canada • Hub S1

Unit 201 6678 152 Street

Surrey, BC V3S 7J2

(By appointments only)

Canada • North N1

2180 2nd Ave

Whitehorse, YT Y1A 5N6

(By appointments only)

Contact Advisory

Canada: +1 604-503-6644Toll Free: +1 844 477 7733
advise@modemoney.ca

Quick Links

  • Home
  • Services
  • Super Visa Insurance
  • Service Areas
  • Insights
  • About Us
  • Contact
  • Leave a Review

Insurance & Investment Services

Life InsuranceDisability InsuranceCritical IllnessMortgage InsuranceTravel InsuranceRRSPTFSAFHSARESPMutual FundsSegregated FundsAnnuitiesNon-Registered

Financial Advisor Across British Columbia

SurreyVancouverBurnabyRichmondLangleyCoquitlamAbbotsfordDeltaVictoriaKelownaKamloopsNanaimoChilliwackMaple RidgeNew WestminsterNorth VancouverWhite RockPort CoquitlamPrince GeorgeVernon

© 2026 Mode Money Managers™. Independent Financial Advisors.

Privacy PolicyTerms of Service

Designed & engineered by Slime Media Solutions — web design & growth studio.