Travel Insurance
Essential medical protection for global travelers. Don’t let an emergency abroad bankrupt your future.
Key Benefits
High Limit Protection: Up to $5 Million or $10 Million in emergency coverage.
Trip Cancellation: Reimbursement for non-refundable costs if plans change.
Baggage & Delay: Coverage for lost belongings and flight interruptions.
Multi-Trip Annual Plans: Cost-effective options for frequent flyers.
"Your provincial health plan provides less than 10% coverage once you leave Canada. A simple broken leg in the US can cost $30,000+. Our travel plans provide direct billing where possible and cover air ambulance repatriation, ensuring you get home safely without financial ruin."
Travel Insurance: Frequently Asked Questions
Provincial health plans cover only a small fraction of medical costs incurred outside Canada, and an emergency abroad can cost tens or hundreds of thousands of dollars. Travel medical insurance covers emergency treatment, hospitalization, and evacuation so a single incident does not derail your finances.
Comprehensive plans cover emergency medical care (often up to $5-$10 million), trip cancellation and interruption, lost or delayed baggage, and flight delays. Coverage can be purchased per trip or as a cost-effective annual multi-trip plan for frequent travellers.
Many plans cover stable pre-existing conditions provided they have been unchanged for a defined period before travel. Terms vary significantly by insurer, so it is important to review the stability clause — an area where an independent broker adds real value.
Ready to secure your Travel Insurance?
Book a complimentary 15-minute discovery call to see if this solution fits your portfolio.